Live Base URL: https://api-business.plumter.com/v2
\nStaging Base URL: https://api-business-sandbox.plumter.com/v2
\nWebhooks: Your webhook enables us to notify your servers of events. This is a mandatory configuration for most of our transactional API calls. Below is a list of events that we currently publish:
\nTo get started with webhooks, update your webhook URL from the developer's section of your dashboard. When you receive a wbhook request on your endpoint, endeavour to call the relevant Plumter API endpoint for confirmation.
\nTo Authorize requests, simply send the two headers below with the request:
\nX-PLUM-PK: \"Your Plumter Public Key\"
X-PLUM-SK: \"Your Plumter Secret Key\"
Get wallet balances
\nUpload document
\nCreate sender
\nCreate sender with PEP director
\nCreate Beneficiary
\nCreate IBAN Beneficiary
\nCreate US Beneficiary
\nCreate beneficiary for country that requires additional information
\nCreate sanctioned beneficiary
\nCreate payment
\nPayment completed webhook
\nPayment rejected webhook
\nSender approved webhook
\nSender rejected webhook
\nTrack payment
\nGet rate
\nGet vendor wallets with their balances.
\n","urlObject":{"path":["wallets"],"query":[],"variable":[]}},"response":[{"id":"a84df49b-84a3-416f-afdd-cd2cf263297d","name":"Get Wallets","originalRequest":{"method":"GET","header":[],"url":"/wallets"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"83"},{"key":"ETag","value":"W/\"53-lwkiYJAHe9G1jhQe8rhF40N2/Q0\""},{"key":"Date","value":"Fri, 17 Mar 2023 23:00:30 GMT"},{"key":"Connection","value":"keep-alive"},{"key":"Keep-Alive","value":"timeout=5"}],"cookie":[],"responseTime":null,"body":"{\n \"success\": true,\n \"message\": \"ok\",\n \"data\": {\n \"wallets\": {\n \"ngn\": 54816580,\n \"usd\": 713544620\n }\n }\n}"}],"_postman_id":"5b5bc287-66ca-4caa-a2c2-b70727fbdc4c"},{"name":"Get Wallet Funding Instructions","id":"57e2da9e-4356-47e3-b27f-be1e7453b8cd","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"GET","header":[],"url":"/wallets/funding/instructions","description":"Get vendor wallets with their balances.
\n","urlObject":{"path":["wallets","funding","instructions"],"query":[],"variable":[]}},"response":[{"id":"f9e60965-6a68-41d0-8a74-95df8ea91315","name":"Funding instructions","originalRequest":{"method":"GET","header":[],"url":"/wallets/funding/instructions"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"175"},{"key":"ETag","value":"W/\"af-E7SXL3T6Vc8NcW/J2iRJzK+qnO0\""},{"key":"Date","value":"Fri, 04 Apr 2025 04:45:39 GMT"},{"key":"Connection","value":"keep-alive"},{"key":"Keep-Alive","value":"timeout=5"}],"cookie":[],"responseTime":null,"body":"{\n \"success\": true,\n \"message\": \"Ok\",\n \"data\": [\n {\n \"currency\": \"NGN\",\n \"details\": {\n \"bankCode\": \"999396\",\n \"bankName\": \"Demo Bank MFB\",\n \"accountName\": \"Company LTD\",\n \"accountNumber\": \"0001011547\"\n }\n }\n ]\n}"}],"_postman_id":"57e2da9e-4356-47e3-b27f-be1e7453b8cd"},{"name":"Swap Funds","id":"12cc4a6f-1104-429e-bcaa-7fb946d32ea7","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"POST","header":[],"body":{"mode":"raw","raw":"{\n \"reference\": \"bc0e6287-4c6e-463d-a97f-8ecbb25d199c\",\n \"amount\": 10000,\n \"fromCurrency\": \"NGN\",\n \"toCurrency\": \"USD\"\n}","options":{"raw":{"language":"json"}}},"url":"/wallets/swap","description":"Swap funds between wallets.
\nGet wallet balances
\n","_postman_id":"e7c97bd9-1f28-4a50-b976-2602ef23b684"},{"name":"Documents","item":[{"name":"Upload Document","id":"966024b6-0df7-450f-b34a-bab99a6f4df2","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"POST","header":[],"body":{"mode":"formdata","formdata":[{"key":"certificate of incorporation","type":"file","src":"/Users/eni/Downloads/12e31a2c-13fd-4e90-b1e2-4faaf61703be.png"},{"key":"invoice","type":"file","src":"/Users/eni/Downloads/e3edb4d1-4391-4298-870a-23cf950d132d.png"}]},"url":"/documents","urlObject":{"path":["documents"],"query":[],"variable":[]}},"response":[{"id":"946b9b29-ebe4-4c97-a2b5-532d3e4570a9","name":"Upload Document — Ok","originalRequest":{"method":"POST","header":[],"body":{"mode":"formdata","formdata":[{"key":"certificate of incorporation","type":"file","src":"/Users/eni/Downloads/12e31a2c-13fd-4e90-b1e2-4faaf61703be.png"},{"key":"invoice","type":"file","src":"/Users/eni/Downloads/e3edb4d1-4391-4298-870a-23cf950d132d.png"}]},"url":"/documents"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"233"},{"key":"ETag","value":"W/\"e9-90jiXXUD9mXp+yIpdQaKoIjqR7c\""},{"key":"Date","value":"Sun, 19 Mar 2023 01:13:48 GMT"},{"key":"Connection","value":"keep-alive"},{"key":"Keep-Alive","value":"timeout=5"}],"cookie":[],"responseTime":null,"body":"{\n \"success\": true,\n \"message\": \"Ok\",\n \"data\": {\n \"documents\": [\n {\n \"fileName\": \"certificate of incorporation\",\n \"fileIdentifier\": \"f96bdab0-9bb2-495b-b88f-43b2cdcdba98\"\n },\n {\n \"fileName\": \"invoice\",\n \"fileIdentifier\": \"01a6597c-719b-49af-ac30-864010ac2a27\"\n }\n ]\n }\n}"}],"_postman_id":"966024b6-0df7-450f-b34a-bab99a6f4df2"}],"id":"58438961-eebd-4d1e-8c15-7b99b0087dff","description":"Upload a file to receive a file identifier. Uploaded files will be retained for 24 hours after which the file identifiers will become unusable. Please note that the content type for this upload request is FormData and the endpoint can accommodate multiple file uploads at once.
\n","_postman_id":"58438961-eebd-4d1e-8c15-7b99b0087dff"},{"name":"Senders","item":[{"name":"Create Sender","id":"904cc376-4c2b-4a4d-93a5-7d42057100e7","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"POST","header":[],"body":{"mode":"raw","raw":"{\n \"reference\": \"27f012f9-a247-4121-9568-0bb70ef85301\",\n \"businessName\": \"WORLD ENTERPRISE\",\n \"registrationNumber\": \"CI-ABJ-3298\",\n \"countryOfIncorporation\": \"CI\",\n \"taxId\": \"3JOJ9383B\",\n \"email\": \"sales@business.com\",\n \"phone\": \"+23480612393843\",\n \"address\": {\n \"street\": \"8 Adewale Street\",\n \"city\": \"Ikeja\",\n \"postCode\": \"112002\",\n \"country\": \"NG\"\n },\n \"dateOfIncorporation\": \"2022-10-10\",\n \"fileIdentifiers\": {\n \"certificateOfIncorporation\": \"a5050ae8-6bb6-4cf6-be4c-0e6ba794d492\",\n \"memorandum\": \"a5050ae8-6bb6-4cf6-be4c-0e6ba794d492\",\n \"proofOfAddress\": \"a5050ae8-6bb6-4cf6-be4c-0e6ba794d492\"\n },\n \"directors\": [\n {\n \"firstname\": \"Asomoke\",\n \"lastname\": \"Platz\",\n \"dob\": \"1981-03-01\",\n \"phone\": \"+23480612393843\",\n \"email\": \"sales@business.com\",\n \"nationality\": \"NG\",\n \"bvn\": \"2232323289\",\n \"nin\": \"67293826838\",\n \"address\": {\n \"street\": \"8 Adewale Street\",\n \"city\": \"Ikeja\",\n \"postCode\": \"112002\",\n \"country\": \"NG\"\n },\n \"identityCard\": {\n \"type\": \"PASSPORT\",\n \"number\": \"A22938291\",\n \"issueCountry\": \"NG\",\n \"issueDate\": \"2022-06-01\",\n \"expiryDate\": \"2025-12-31\"\n },\n \"isShareHolder\": true,\n \"isDirector\": true,\n \"percentage\": 60,\n \"fileIdentifiers\": {\n \"identityCard\": \"a5050ae8-6bb6-4cf6-be4c-0e6ba794d492\",\n \"proofOfAddress\": \"a5050ae8-6bb6-4cf6-be4c-0e6ba794d492\"\n }\n }\n ]\n}","options":{"raw":{"language":"json"}}},"url":"/senders","description":"Create Senders
\n","urlObject":{"path":["senders"],"query":[],"variable":[]}},"response":[{"id":"be7b534c-b47d-4aec-8b69-a7098acde47d","name":"Create Sender — Created","originalRequest":{"method":"POST","header":[],"body":{"mode":"raw","raw":"{\n \"reference\": \"0039758d-8f2b-40af-9be6-9ff8fa767130\",\n \"businessName\": \"WORLD ENTERPRISE\",\n \"registrationNumber\": \"3111246\",\n \"taxId\": \"3JOJ9383B\",\n \"countryOfIncorporation\": \"NG\",\n \"email\": \"sales@business.com\",\n \"phone\": \"+23480612393843\",\n \"website\": \"https://worldenterprise.com\",\n \"address\": {\n \"street\": \"8 Adewale Street\",\n \"city\": \"Ikeja\",\n \"postCode\": \"112002\",\n \"province\": \"Lagos\",\n \"country\": \"NG\"\n },\n \"dateOfIncorporation\": \"2022-10-10\",\n \"businessDescription\": \"Importer Exporter\",\n \"fileIdentifiers\": {\n \"certificateOfIncorporation\": \"0d83ac4d-132b-479c-86b7-6235e66bb6a9\",\n \"memorandum\": \"ee8ec9ab-2291-4413-b97c-5364c8557db7\",\n \"proofOfAddress\": 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]\n}","options":{"raw":{"language":"json"}}},"url":"/senders"},"status":"Created","code":201,"_postman_previewlanguage":"json","header":[{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"2409"},{"key":"ETag","value":"W/\"969-LMCMK1HGqg2oiG+hcN8lboBXlRM\""},{"key":"Date","value":"Sun, 18 Jun 2023 23:48:13 GMT"},{"key":"Connection","value":"keep-alive"},{"key":"Keep-Alive","value":"timeout=5"}],"cookie":[],"responseTime":null,"body":"{\n \"success\": true,\n \"message\": \"Created\",\n \"data\": {\n \"sender\": {\n \"name\": \"WORLD ENTERPRISE\",\n \"registrationNumber\": \"3111246\",\n \"taxId\": \"3JOJ9383B\",\n \"address\": {\n \"street\": \"8 Adewale Street\",\n \"city\": \"Ikeja\",\n \"postCode\": \"112002\",\n \"province\": \"Lagos\",\n \"country\": \"NG\"\n },\n \"email\": \"sales@business.com\",\n \"phone\": \"+23480612393843\",\n 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\"postCode\": \"102232\",\n \"province\": \"Lagos\",\n \"country\": \"NG\"\n },\n \"percentage\": 80,\n \"bvn\": \"2232323289\",\n \"error\": null,\n \"status\": {\n \"state\": \"PENDING\"\n },\n \"isVerified\": false,\n \"_id\": \"648f97bd466bf175b8ee0612\"\n },\n {\n \"firstname\": \"Klass\",\n \"lastname\": \"Sandre\",\n \"middlename\": \"Bolea\",\n \"email\": \"director2@business.com\",\n \"dob\": \"1991-09-29T23:00:00.000Z\",\n \"job\": \"Executive Director\",\n \"phone\": \"+23490349384949\",\n \"nationality\": \"NG\",\n \"documents\": {\n \"identityCard\": {\n \"name\": \"Identity Card\",\n \"file\": \"c754bef0-9422-4b38-aba9-9951ebc80737\"\n },\n \"proofOfAddress\": {\n \"name\": \"Proof of Address\",\n \"file\": \"7a4009a6-593e-412f-9cd6-4df225dacb69\"\n }\n },\n \"identityCard\": {\n \"type\": \"PASSPORT\",\n \"number\": \"A22938291\",\n \"issueCountry\": \"NG\",\n \"issueDate\": \"2022-05-31T23:00:00.000Z\",\n \"expiryDate\": \"2023-12-31T23:00:00.000Z\"\n },\n \"isShareHolder\": true,\n \"isDirector\": true,\n \"idCard\": \"c754bef0-9422-4b38-aba9-9951ebc80737\",\n \"proofOfAddress\": \"7a4009a6-593e-412f-9cd6-4df225dacb69\",\n \"address\": {\n \"street\": \"8 Babantunde Anjous Avenue\",\n \"city\": \"Surulere\",\n \"postCode\": \"102232\",\n \"province\": \"Lagos\",\n \"country\": \"NG\"\n },\n \"percentage\": 20,\n \"bvn\": \"2232323287\",\n \"error\": null,\n \"status\": {\n \"state\": \"PENDING\"\n },\n \"isVerified\": false,\n \"_id\": \"648f97bd466bf175b8ee0613\"\n }\n ],\n \"dateOfIncorporation\": \"Mon Oct 10 2022 00:00:00 GMT+0100 (West Africa Standard Time)\",\n \"countryOfIncorporation\": \"NG\",\n \"status\": {\n \"state\": \"INREVIEW\"\n },\n \"reference\": \"0039758d-8f2b-40af-9be6-9ff8fa767130\",\n \"createdAt\": \"2023-06-18T23:48:13.143Z\"\n }\n }\n}"},{"id":"6641a90d-fc37-4305-89b6-081a82d6700a","name":"Create Sender — Bad Request","originalRequest":{"method":"POST","header":[],"body":{"mode":"raw","raw":"{\n \"reference\": \"0039758d-8f2b-46af-9be6-9ff8fa767130\",\n \"businessName\": \"WORLD ENTERPRISE\",\n \"registrationNumber\": \"3111246\",\n \"countryOfIncorporation\": \"NG\",\n \"email\": \"sales@business.com\",\n \"phone\": \"+23480612393843\",\n \"address\": {\n \"street\": \"8 Adewale Street\",\n \"city\": \"Ikeja\",\n \"postCode\": \"112002\",\n \"province\": \"Lagos\",\n \"country\": \"NG\"\n },\n \"dateOfIncorporation\": \"2022-10-10\",\n \"businessDescription\": \"Importer Exporter\",\n \"fileIdentifiers\": {\n \"certificateOfIncorporation\": \"cd9fab93-3044-4a16-a99a-39846e4fb801\",\n \"memorandum\": \"0f21fcad-7b52-4e5a-b24a-c8c74cd68e02\",\n \"proofOfAddress\": \"a1a7f3c8-d223-48b2-968c-61ccc7715613\",\n \"operatingLicense\": \"b4b32381-a6b3-4d57-b565-04be050a6968\"\n },\n \"directors\": [\n {\n \"firstname\": \"Asun\",\n \"lastname\": \"Platz\",\n \"phone\": \"+23490349384948\",\n \"email\": \"director@business.com\",\n \"nationality\": \"NG\",\n \"identityCard\": {\n \"type\": \"PASSPORT\",\n \"number\": \"A22938290\",\n \"issueCountry\": \"NG\",\n \"issueDate\": \"2022-06-30\",\n \"expiryDate\": \"2023-12-31\"\n },\n \"isShareHolder\": true,\n \"isDirector\": true,\n \"percentage\": 80,\n \"fileIdentifiers\": {\n \"identityCard\": \"df937cc1-7275-4456-869f-1d6664bd6abe\",\n \"proofOfAddress\": \"df937cc1-7275-4456-869f-1d6664bd6abe\"\n }\n },\n {\n \"firstname\": \"Klass\",\n \"lastname\": \"Sandre\",\n \"phone\": \"+23490349384949\",\n \"email\": \"director2@business.com\",\n \"nationality\": \"NG\",\n \"identityCard\": {\n \"type\": \"PASSPORT\",\n \"number\": \"A22938291\",\n \"issueCountry\": \"NG\",\n \"issueDate\": \"2022-06-01\",\n \"expiryDate\": \"2024-01-01\"\n },\n \"isShareHolder\": true,\n \"isDirector\": true,\n \"percentage\": 20,\n \"fileIdentifiers\": {\n \"identityCard\": \"df937cc1-7275-4456-869f-1d6664bd6abe\",\n \"proofOfAddress\": \"df937cc1-7275-4456-869f-1d6664bd6abe\"\n }\n }\n ]\n}","options":{"raw":{"language":"json"}}},"url":"/senders"},"status":"Bad Request","code":400,"_postman_previewlanguage":"json","header":[{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"184"},{"key":"ETag","value":"W/\"b8-14Vu9ybTU11G2gtlns1Jd9iblK0\""},{"key":"Date","value":"Sat, 18 Mar 2023 01:04:14 GMT"},{"key":"Connection","value":"keep-alive"},{"key":"Keep-Alive","value":"timeout=5"}],"cookie":[],"responseTime":null,"body":"{\n \"success\": false,\n \"message\": \"Bad request\",\n \"errors\": [\n {\n \"context\": \"fileIdentifiers\",\n \"message\": \"One or more fileIdentifiers are invalid\"\n }\n ],\n \"errorType\": \"ValidationError\",\n \"errorCode\": \"EA001\"\n}"},{"id":"18534ede-e2d9-44a0-b183-484c02b06c62","name":"Create Sender — Bad Request","originalRequest":{"method":"POST","header":[],"body":{"mode":"raw","raw":"{\n \"reference\": \"0039758d-8f2b-46af-9be6-9ff8fa767130\",\n \"businessName\": \"WORLD ENTERPRISE\",\n \"registrationNumber\": \"3111246\",\n \"countryOfIncorporation\": \"NG\",\n \"email\": \"sales@business.com\",\n \"phone\": \"+23480612393843\",\n \"address\": {\n \"street\": \"\",\n \"city\": \"Ikeja\",\n \"postCode\": \"112002\",\n \"province\": \"Lagos\",\n \"country\": \"NG\"\n },\n \"dateOfIncorporation\": \"2022-10-10\",\n \"businessDescription\": \"Importer Exporter\",\n \"fileIdentifiers\": {\n \"certificateOfIncorporation\": \"cd9fab93-3044-4a16-a99a-39846e4fb801\",\n \"memorandum\": \"0f21fcad-7b52-4e5a-b24a-c8c74cd68e02\",\n \"proofOfAddress\": \"a1a7f3c8-d223-48b2-968c-61ccc7715613\",\n \"operatingLicense\": \"b4b32381-a6b3-4d57-b565-04be050a6968\"\n },\n \"directors\": [\n {\n \"firstname\": \"Asun\",\n \"lastname\": \"Platz\",\n \"phone\": \"+23490349384948\",\n \"email\": \"director@business.com\",\n \"nationality\": \"NG\",\n \"identityCard\": {\n \"type\": \"PASSPORT\",\n \"number\": \"A22938290\",\n \"issueCountry\": \"NG\",\n \"issueDate\": \"2022-06-30\",\n \"expiryDate\": \"2023-12-31\"\n },\n \"isShareHolder\": true,\n \"isDirector\": true,\n \"percentage\": 80,\n \"fileIdentifiers\": {\n \"identityCard\": \"df937cc1-7275-4456-869f-1d6664bd6abe\",\n \"proofOfAddress\": \"df937cc1-7275-4456-869f-1d6664bd6abe\"\n }\n },\n {\n \"firstname\": \"Klass\",\n \"lastname\": \"Sandre\",\n \"phone\": \"+23490349384949\",\n \"email\": \"director2@business.com\",\n \"nationality\": \"NG\",\n \"identityCard\": {\n \"type\": \"PASSPORT\",\n \"number\": \"A22938291\",\n \"issueCountry\": \"NG\",\n \"issueDate\": \"2022-06-01\",\n \"expiryDate\": \"2024-01-01\"\n },\n \"isShareHolder\": true,\n \"isDirector\": true,\n \"percentage\": 20,\n \"fileIdentifiers\": {\n \"identityCard\": \"df937cc1-7275-4456-869f-1d6664bd6abe\",\n \"proofOfAddress\": \"df937cc1-7275-4456-869f-1d6664bd6abe\"\n }\n }\n ]\n}","options":{"raw":{"language":"json"}}},"url":"/senders"},"status":"Bad Request","code":400,"_postman_previewlanguage":"json","header":[{"key":"X-Powered-By","value":"Express"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"204"},{"key":"ETag","value":"W/\"cc-Vnb47/IcUDBHFBxskrH80iXbCH8\""},{"key":"Date","value":"Sat, 18 Mar 2023 01:06:01 GMT"},{"key":"Connection","value":"keep-alive"},{"key":"Keep-Alive","value":"timeout=5"}],"cookie":[],"responseTime":null,"body":"{\n \"statusCode\": 400,\n \"success\": false,\n \"message\": \"Validation failed\",\n \"errors\": [\n {\n \"context\": \"address.street\",\n \"message\": \"Sender address street cannot be empty\"\n }\n ],\n \"errorType\": \"ValidationError\",\n \"errorCode\": \"EA001\"\n}"}],"_postman_id":"904cc376-4c2b-4a4d-93a5-7d42057100e7"},{"name":"List Senders","id":"369f3d76-a141-4f37-bbc0-9a32e2dc1b78","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"GET","header":[],"url":"/senders","urlObject":{"path":["senders"],"query":[{"disabled":true,"description":{"content":"Limit the number of items returned per request
\n","type":"text/plain"},"key":"limit","value":"20"},{"disabled":true,"description":{"content":"Sort by date. Values can be asc for ascending or desc for descending.
\n","type":"text/plain"},"key":"sort","value":"asc"},{"disabled":true,"description":{"content":"Filter for items created on or after date. Format must be YYYY-MM-DD.
\n","type":"text/plain"},"key":"startDate","value":"2023-03-01"},{"disabled":true,"description":{"content":"Filter for items created on or before date. Format must be YYYY-MM-DD.
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